Learn how the price of your car insurance in Frisco is determined!
When looking for car insurance in Frisco, you’re left with a dizzying mess of rates, policies, and carriers to pick from. The process can be difficult to wade through. Make sense of your auto insurance quote. Check out how your personal information may affect your policy rates.
- Age. Your driving experience plays a role in the cost of your auto insurance. The older you are, the more driving experience you tend to have. However, as a new driver, you have less experience. With less experience, you have a greater risk of getting into an accident or driving recklessly. Therefore, the younger you are, the higher your insurance rates tend to be.
- Gender. Statistically, men engage in riskier behavior than women. They’re more likely to take more risks on the road, endangering themselves and others. Men typically see slightly higher rates than women.
- Mileage. How often you drive contributes to the price of your auto insurance. The more time that you spend on the road, the greater risk you have of getting into a car accident. If your driving habits have you spending more time on the road than off, expect to see a higher insurance rate.
- Driving Record. Your driving history is a factor in determining your quote. If you have a history of traffic tickets or accidents, you’re more likely to be a more reckless driver. As a reckless driver, your risk of an accident is higher, and your insurance rates tend to be costlier.
Know how to make sense of your auto insurance quote before you purchase car insurance in Frisco, TX. Contact Mike Leonard Insurance Agency in North Texas. We’ll work to get you the right coverage from our carriers Kemper, MetLife, Travelers, The Hartford, Safeco Insurance, Progressive, and American Strategic Insurance so you can rest easy with great protection.