For many people, the holidays are the most expensive time of year. Even the best budgeters have trouble staying on track as they buy presents and host holiday parties. However, there are things that you can do to protect your budget. Try out these suggestions to save money over the holidays.
If you are hosting a holiday get-together, then you are probably feeling the financial pressure of feeding all your guests. Rather than letting all the responsibility fall on your shoulders, invite your friends and family over for a potluck style gathering. When everyone brings a dish or beverage to share, you can cut down on the amount of money you spend on ingredients. Additionally, going the potluck route will also free you up to actually mingle and enjoy your company.
Doing your holiday shopping online is a smart way to save money. When you are in the comfort of your own home, you have time to really consider a purchase without the pressure of trying to get a sale price. Additionally, when you shop online, you also do not have the pressure of shopping partners who encourage you to make frivolous purchases. Finally, when you don’t have the distraction of popping in and out of stores, you actually keep better track of where and how much you are spending.
Another way to save this holiday season is by making homemade gifts for your loved ones. Not only is this cheaper than buying a ton of presents, but it allows you to put a more personal touch on things. Another great idea is to gift your services. For instance, if you know that your mom has been dying to dig up her unruly garden, then you can handle this task for her as part of your holiday gift.
Try out these suggestions to save money over the holidays. Looking for comprehensive insurance that won’t break the bank? Then contact the experts at Mike Leonard Insurance Agency. Our dedicated team is eager to find you the right coverage from one of our many carriers including: Kemper, MetLife, Nationwide, Travelers, The Hartford, Safeco Insurance, Progressive, and American Strategic Insurance.