Is personal and commercial auto insurance that different? If your business owns company vehicles, then you need to protect them and the employers that drive them with the right commercial auto insurance.  But what is this coverage, and are commercial policies that different from personal auto insurance in Carrollton, Texas?  Here’s what business owners need...

Watch out for these warning signs when shopping for a used car. If you are on a budget, then buying a used car is a great way to save some money.  However, buying a used car is riskier than buying a brand-new vehicle right from a dealer.  To ensure that you don’t end up with...

Understand what your home policy covers when it comes to fire. Fires are one of the most common and most devastating claim events that homeowners face.  This is why many people want to know exactly what their homeowners insurance in Carrollton, Texas, will cover when it comes to fire damages.  Here’s what your home policy...

Common renters insurance exclusions. All insurance policies have certain coverage exclusions, and your renters insurance is no different.  To ensure that coverage gaps do not catch you by surprise, review your policy for these common renters insurance exclusions. Terrorism and Nuclear Warfare Since 9/11, most renters insurance policies specifically exclude coverage related to acts of...

How you can safeguard your home against pest infestations. With temperatures warming up, more insects and rodents are coming out of hiding.  Unfortunately for homeowners, this means that your risk for pest infestations increase during the spring.  If you don’t want to get overrun by creepy-crawlies, then here’s how you can safeguard your home against...

How securing your property can lower your home insurance premiums. No one wants to pay more for their homeowners insurance than they have to.  Luckily, there are many things that homeowners can do to reduce their rates without sacrificing coverage.  For instance, you can save on insurance by making your home safer.  Here’s how securing...

Have a delicious Easter Sunday. With Easter right around the corner, you may be planning to host your loved ones for dinner.  While you may already have plans for your main course, you may be struggling to think of tasty side dishes.  For a truly delicious Easter Sunday, serve up this fresh and easy side....

These gifts could require insurance updates. When you are shopping for your loved ones, the last thing you are thinking of is how certain gifts may affect their insurance.  However, part of being a thoughtful gift-giver is anticipating the impact that your present may have on the recipient.  Just so you are aware, these gifts...

Take these precautions to avoid distracted driving. As a driver, it is your responsibility to focus your attention on the road.  Unfortunately, many people underestimate the dangers associated with distracted driving and often attempt to juggle various tasks while behind the wheel.  However, it is important to understand that even a momentary distraction can have...

When do kids need to get their own auto insurance? Most parents add their teens to their own auto insurance policy when they first learn to drive.  This is because this is usually the cheapest and most convenient insurance option.  However, many parents wonder how long they can continue to cover their children.  Here’s what...