How to protect your home during a thunderstorm. As spring approaches and temperatures begin to rise, so does your risk for thunderstorms.  Unfortunately, a major thunderstorm can cause significant damage to your home and property.  To minimize your losses, take these steps to protect your home during a thunderstorm. Trim Trees If you have trees...

What is internal damage, and is it protected by your home insurance? When you think about the coverage offered by your homeowners insurance in Carrollton, Texas, you probably imagine it protecting against sudden, unavoidable emergencies like storms and fires.  However, many homeowners wonder if their policy will cover the damage that occurs inside the home...

If you own a home, then you need to secure this specialty insurance. While standard homeowners insurance in Carrollton, Texas, is designed to protect against a broad spectrum of risks, certain threats are excluded from coverage.  Most notably, home insurance policies will not cover damages related to floods.  To protect yourself against this risk, you...

Three ways that bad weather can damage your home. Regardless of where you live, all homeowners face the threat of bad weather.  Whether it be blistering hot summers or icy cold winters, exposure to these conditions can take a toll on your home.  To stave off the worst of weather-related damage, look out for these...

Watch out for these expensive homeowners insurance claims. Every time you file a home insurance claim, your premiums will go up.  However, certain claims will result in higher increases than others. But which claim events are the most costly?  Watch out for these expensive homeowners insurance claims. How do claims affect home insurance rates? If...

Learn about the factors that can increase your home insurance premiums. Now that the new year is officially underway, you may be approaching the renewal period for your homeowners insurance.  During this period, your insurer will provide you a summary of your coverage and inform you of any premium changes.  If your rates have gone...

How to care for your tires this winter. Because winter driving conditions are the toughest that you will face all year, it’s important that you take steps to improve your road safety.  One of the best ways to reduce your chances of skidding and getting into an accident is by maintaining your car’s tires.  Here’s...

Winter storage maintenance tips for your classic car. During the harsh winter months, many classic car owners store their vehicles until spring returns.  However, simply putting your car into storage is not enough to keep it safe.  If you want to care for your car this season, then try out these winter storage maintenance tips...

What to ask about your car insurance. When it comes time to secure auto insurance in Carrollton, Texas, many drivers do not know where to start.  Rather than making an uninformed decision, it’s best to speak to a trusted agent.  Here are three of the essential questions to ask about your car insurance. 1) What...

Steps to take when changing your auto insurance provider. There are many reasons why a driver may want to switch auto insurance policies.  For instance, they may be moving to a new state that their current insurer doesn’t cover, they may need a policy that suits their changing needs, or they may simply want to...