American roads and highways can be a dangerous place, especially when drivers resort to aggressive and risky driving maneuvers with little or no consideration for other motorists and pedestrians. In fact, in 2019 alone, car crashes in the U.S. caused around 39,000 deaths and 4.4 million serious injuries, as reported by the National Safety Council....

Typically, when auto insurance companies suffer consistent losses due to an increase in auto insurance claims, they adjust their auto insurance premiums upwards to return to profitability. From an increase in distracted-driving car crashes to record-breaking natural disasters, here is a look at four common reasons why auto insurance premiums rise. 1. More Auto Insurance...

According to the Insurance Institute for Highway Safety, teen drivers are the most dangerous drivers on American roads due to inexperience. Fortunately, you can take measures to make your child a better driver. Here are four tips to make your teen a safer driver. Tip #1: Clock At least 110 Hours of Parent-Supervised Driving A...

It’s important to pay your auto insurance on time to avoid troubling consequences. Sometimes bills become so stressful they stack up, and it’s hard to pay them on time. Here’s a look at what happens when your auto insurance payment is late. Late Auto Insurance Payment Scenarios Each auto insurance company uses its own standards...

Getting car insurance coverage from a big name company isn’t always easy, depending on your driving record and other personal details. Here are some of the main reasons your application for a car insurance policy might be denied. Unique Vehicles Classic cars and other uncommon vehicles may require special insurance, due to how insurers calculate...

While car insurance is necessary for all Texas drivers, you can save money by cherry-picking features in your policy. Here’s a brief look at what your options are to cut costs. Essential Car Insurance Most drivers need collision and comprehensive car insurance if they finance their vehicle, which accounts for most purchases. These two combined...

Every driver on Texas roads needs auto insurance and must follow the requirements of the state. Good driving habits can help lower your insurance premiums. Taking a proactive vehicle maintenance approach is one of the keys to preventing an accident that can injure others on the road. The following tire maintenance tips can steer you...

Lawsuits are common in car insurance claims. However, you might be thinking whether the legal costs are covered by your insurance agency, or you need to pay them. Here’s a brief overview that will help you understand whether your auto insurance coverage includes legal expenses. Does Your Auto Insurance Cover Legal Fees? If you are...

You might be worried when you see your parked car has been hit by someone. However, it’s important to stay calm and think about your next steps. Here are some points to know before claiming insurance for your damaged parked car. What Should You Do When Someone Hits Your Car? If someone hits your parked car,...

Car insurance can help you during an accident because it covers the damages to your vehicle. Sometimes, you may need to file several claims in a year. However, you need to know how many claims you can file in a year to decide accordingly. How Many Times Can We Claim Car Insurance? Insurance companies don’t...