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How to Handle a Car Recall

14 November 2014 - 13:00, by , in Auto Insurance, No comments

auto insurance coppell tx and car recalls

Did you know that in 2014 alone, 52 million cars received safety recalls? While you may be inclined to view this statistic as a scary surprise, it is important to realize that this means the manufacturer has realized a shortcoming and plans to fix the faulty part. When you first receive a safety recall notice, there are a variety of different questions and concerns that will be raised. What is the relationship between car recalls and auto insurance? What should be my next course of action? Allow these informational recall safety tips to make you feel at ease when it comes to figuring out what to do if your car is recalled:

  • When you receive a safety recall notice, you have a responsibility to read the letter thoroughly. This is how you will determine your next course of action. The manufacturer will state in the letter whether or not the recalled part or car will be repaired, replaced, or if they will simply reimburse you.
  • Typically, a safety recall will not negatively impact your auto insurance rates. However, if the recall gets attention in the media spotlight, the value of your car may decrease.
  • The only way a safety recall can negatively impact you and your auto insurance rates is if you choose to be negligent. Failing to respond to a safety recall is extremely dangerous, as a recall has been imposed for a reason. For example, if you end up getting in an accident as a result of the item that was recalled, you could be held liable for any damages or injuries that occur since you failed to respond to the recall notice.

Serving Carrollton, Coppell, and all of Texas, contact Mike Leonard Insurance Agency for all of your auto insurance needs. Our customized auto insurance policies will allow you to feel confident in your protection on the Texan roads.

At Mike Leonard Insurance Agency, our goal is to serve our clients with comprehensive personal insurance solutions at affordable prices. Because we are an independent agency, we are able to prioritize our clients' needs without having to worry about confounding factors such as commissions or overhead costs.