How your claims history affects your auto insurance rates. Before an auto insurer will issue you a policy and set your premiums, they will take various factors into account.  One of the things they will look at is your claims history.  But what do car insurance providers look for when they go through your past...

Take these steps in the aftermath of a car accident. If you are involved in a minor fender bender, then this can be a logistical nightmare.  However, it’s important that you do not get overwhelmed and mismanage the situation.  Here are some of the steps that you should take to effectively deal with the aftermath...

Here’s how your driving behaviors will affect your car insurance rates. When you apply for auto insurance in Carrollton, Texas, the insurance company will consider several different factors when determining your premiums.  One thing that they will zero in on is your driving habits.  But which behaviors are they looking at specifically and how do...

Don’t overspend on your teen’s auto insurance. When your child is finally able to get behind the wheel, you can’t always be with them to keep them safe.  This is why it’s so important to have the right auto insurance in Carrollton, Texas.  While insuring a young and inexperienced driver can be very expensive, there...

How to plan a successful garage sale. If you are interested in getting rid of clutter around your home, then hosting a garage sale is a great way to turn a profit while doing some serious purging.  However, garage sales require a little more effort than simply throwing all your unwanted items onto your front...

Take these steps to prevent the water damage caused by household appliances. When you think of water damage, you probably associate it with a major storm, flood, or another natural disaster.  However, many homeowners will be surprised to learn that most household water damage is actually caused by everyday appliances.  Fortunately, keeping up with regular...

Here’s why canceling your homeowners insurance is a bad idea. While most homeowners understand that their home insurance is an essential coverage, some believe that they can get away without insurance protection.  However, deciding to forgo your home coverage is a risky decision.  Here are 3 reasons why canceling your homeowners insurance is a bad...

Try out these suggestions to get your home ready for spring. With the start of spring just a couple of weeks away, it’s time to start preparing your home for the change of seasons.  While most homeowners associate this change in seasons with spring cleaning, there are other things that you should do around your...

Here are some of the auto insurance mistakes that can cost you. As a driver, the last thing you want is to pay more for your auto insurance than you have to.  Unfortunately, there are many auto insurance mistakes that can cost you.  Here are some of the common issues you should avoid if you...

Learn how your car usage affects your auto insurance rates. When you apply for auto insurance, your agent will ask a variety of questions.  One of the things you will be asked is whether you intend to use your car for “commuting” or “pleasure” purposes.  While this question is designed to characterize your intended car...