Here’s a list of reasons for all insurance types
Insurance. That word carries major significance. As a consumer, we think of insurance as protection from losses and the assurance that you will recoup most of your losses. Is that really true though? There are two sides to having insurance. Most of the time, consumers...
Six Car Insurance Myths Debunked
For years, these common auto insurance myths have left policyholders misinformed. Myth #1. Insurance is higher for red cars. Car color has no bearing on premium amounts. Myth #2. New cars have higher theft rates. Studies actually show that older cars have higher theft...
Texas drivers will soon use smart phones for insurance ID
Texas drivers might soon be allowed to show proof of insurance coverage with their smartphones and tablets. A measure that recently won final approval from the Senate and is on its way to the Governor would allow the use of apps for insurance verification, eliminating...
Personal Finance: How to get Accurate Car Insurance
When you are searching for car insurance or home insurance in Texas, you need to recognize the methods that will allow you to avoid inaccurate quotes. You want accurate information when you are looking for a quote because it helps you compare companies more...
Save with family auto insurance
All driver's face the challenge of insuring their cars with an auto policy that does not cost a lot of money. They end up taking advantage of all the discounts and incentives that the company can offer. Here are some ways that you can save money on your car insurance...
10 States Most at Risk for Major Disasters
Some states find themselves in the crosshairs of disaster far more than others. Presidents have declared nearly 2,000 major disasters in the 50 states and the District of Columbia over the past 60 years as of April 2013, but a mere 10 states have been responsible for...
Is renters insurance affordable?
More and more people are changing from owning a home to becoming a renter. As a renter there is less to worry about when it comes to the home that you are living in. From an insurance standpoint you still have to get coverage to protect your personal belongings from...
What are some of the factors that affect auto insurance rates?
To get car insurance in Texas you must give a lot of personal information to the insurance company. By doing this, this insurance companies can give you a quote for car insurance that is tailored for you. So, you may be wondering what information you need to provide...
NBC: Getting Your Money’s Worth on Home Insurance
When it comes to car insurance or home insurance, it is easy to assume that your possessions are covered by the plan that is suggested. Although that might be the case in some situations, you do need to regularly evaluate your current coverage to ensure it is...
If your Home Catches Fire, do you Have the Correct Insurance?
When you lose everything in a fire, it is a shocking experience. Even if you have home insurance or car insurance that includes home coverage, you might not be as safe as you expect. Read Your Policy Before you assume that your policy covers everything, you need to...
Do you have a student driver? Get lower rates!
When student drivers are added to the family, expenses take a big leap. There’s the additional fuel costs, perhaps an additional vehicle, and of course auto insurance rates increase. There are some steps you can take to lower your car insurance premiums. Let's take a...
Are you traveling soon? Use your car insurance for your rental!
When traveling to another state, you may have to rent a vehicle to get to your destination or have handy while you run errands or are out sightseeing. When rental car agencies offer you their coverage, you have the option of declining it. The problem with that is, if...
Yes, you need renter’s insurance
A study by Rent.com indicates roughly 60 percent of renters lack a renter’s insurance policy. The study revealed that 72 percent of renters below the age of 25 do not have renter’s insurance. This statistic is alarming to those in the insurance industry, particularly...
Testimonials: The Truth to Any Business
When you want your business to be successful, one of the things you should covet is testimonials from your satisfied customers. People who have had a really good (or really bad) experience with your company are going to be more likely to tell you about it. That's...
Why State Liability on Your Car is not Enough
Just about every insurance agent has had the conversation about why people have to carry insurance before they can drive. States have gone so far as to require certain minimum coverage limits that people have to have by law. But the real questions is whether or not...
Back to the Basics: How to File a Claim
Having to file an insurance claim can be intimidating. Just the idea of getting on the phone and calling your agent makes your mind drift back and forth about the possibility of your premiums increasing. If you are having to file a claim, then you should know that...
$94,000: Your lifetime insurance bill. Take a look.
According to the U.S. Census Bureau, a college graduate will earn $2.1 million over a lifetime. Most of us leave very little behind because groceries, cars, daycare and the mortgage consume nearly every penny. A lot of those pennies go to car insurance. Over a...
A New Way of Recording a Home’s Inventory
Insurance agents have always encouraged their clients to keep a complete inventory of their home and possessions. At one time it was a tedious task, list upon list of handwritten documentation. In recent years, however, things have gotten much simpler. With the...
What Determines the Price of my Auto Insurance Policy?
When you are applying for new auto insurance coverage, it is important to recognize the factors that will impact the price. Although many factors are involved in determining your monthly payments, a few key items are important to recognize. Your Driving History A...
Here’s a Way to Save Money on Vacation
Going on a vacation is an exciting opportunity to relax and explore a new area. Although the opportunities can make it easy to enjoy the outing, it is hard to feel comfortable with all of the expenses that occur. By taking measures to save during the vacation, it is...