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Should You Bother Bundling Your Home and Auto Insurance?

consider this before bundling your home and auto insurance

In a home and auto insurance bundle right for you?

Generally speaking, bundling your home and auto insurance in Carrollton, Texas is a great way to save money on both types of coverage.  However, this strategy isn’t always the best solution for every individual.  Before you decide to bundle these essential coverages, here are some of the things that you need to consider.

Policy Quality

While it’s great to save on your insurance, you should never sacrifice coverage or service to do so.  Before you bundle your home and auto insurance, it’s important that you carefully compare the premiums, deductibles, and coverage limits that the bundled policy will offer you.  If you find that that the bundled plan doesn’t match the quality or protection of your original policies, then it’s not worth it to bundle even if doing so will save you some money.

Flexibility

Before you bundle, it’s also important to consider the flexibility that your bundled plan will offer you.  For instance, you need to ensure that you have the ability to adjust both your auto and homeowners insurance coverages to fit your changing needs.  In some cases, bundled policies might prove too rigid to allow you to make the policy updates that you and your loved ones will need.  Additionally, you should find out if the bundled policy will offer you the ability to choose your own repair company or visit the garage of your choice.  Sometimes, bundled policies have restrictions that limit your service options.  You should not lock into a bundled plan if it means being dissatisfied with the service you are paying for.

These are some of the things you should consider before bundling your home and auto insurance in Carrollton, Texas.  Do you have further questions regarding your home or auto coverage?  Then don’t hesitate to turn to the experts at Mike Leonard Insurance Agency.  Our dedicated team is eager to find you the right coverage from one of our many carriers including: Kemper, MetLife, Travelers, The Hartford, Safeco Insurance, Progressive, and American Strategic Insurance.