College Students & Insurance

Understanding The College Student’s Insurance Needs

Sending your son or daughter off to college is both exciting and terrifying. You are so proud of him or her and so excited to see what this next season of life will hold, but you are also a little worried about your student’s ability to handle all of life’s issues outside the shelter of your home. Fortunately, there is one way you can give yourself a little extra peace of mind.

By making sure your son or daughter has the coverage he or she needs when going off to college, you allow yourself to rest easy. So you can do just that, here is a quick guide to college students and insurance coverage.

  • The Car: Even if your student does not take a car to school, it is worth it to keep him or her on your Coppell, TX auto insurance policy. This will help you protect him against any accidents that occur while he or she is driving a friend’s car, biking, or walking. The good news is that your family can receive a discount if your student is moving away for college and if he or she earns good grades.
  • The Dorm/Apartment: If your student is living in the dorm, he or she does not need a separate policy. If, however, he or she is going to be renting an apartment or house, renters insurance is important. In the same way your Coppell, TX homeowners insurance protects the contents of your home, renters insurance can protect his or her personal property, including furniture, text books, and laptops.

Do you want to talk to an expert to ensure your college student is best protected? For all of your North Texas insurance questions, contact Mike Leonard Insurance Agency. We are experts at protecting college students during this pivotal time of their lives and are here to help you cover your student, giving your peace of mind while he or she is away at college.