If you are a car owner, then fall is a great time to review and update your auto insurance in Carrollton, Texas. From weather conditions that increase your chances of an accident to the increased risk of vandalism on Halloween, fall brings some serious risks. That’s why it’s so important that you have the necessary insurance protection in place. This fall, make sure you update your auto coverage to address these seasonal risks.
1) Colder Temperatures
For most states, the outset of fall means colder temperatures. Colder temperatures translate into more foggy mornings and the potential for icy roads. If you are on the road while it’s foggy, then the reduced visibility could increase your chances of getting into an accident. Additionally, icy roadways can make it difficult to maneuver your car safely and can cause you to lose control of your vehicle. When faced with these dangers, it’s important that you have updated collision coverage to keep you and your car safe this fall.
2) Bad Weather
Fall marks the beginning of wetter weather and storm season for many car owners. While wet driving conditions can increase your chances of an accident, bad weather can even cause damage when you’re not driving. For instance, driving rain and heavy winds can cause tree branches and other debris to smash into your vehicle. Additionally, a sudden hailstorm could crack your windshield before you even have a chance to react. Due to the unpredictability of fall weather conditions, you might want to consider discussing your risk with your insurance provider.
3) Halloween Vandalism
Unfortunately for car owners, the chances of their car being vandalized actually double on Halloween night. In fact, more auto insurance claims are filed on Halloween than on any other day of the year. Common damages sustained on Halloween include cracked windows, slashed tires, graffiti damage, and scratched paint. Additionally, many car owners actually have their vehicles stolen by mischievous teens. Protect your car from these Halloween dangers by having the necessary insurance coverage in place.
This fall, make sure you update your coverage to protect your car from these seasonal dangers. To get the best auto insurance in Carrollton Texas, then contact the professionals at Mike Leonard Insurance Agency. Our dedicated team is ready to find you the right coverage from one of our many carriers including: Kemper, MetLife, Travelers, The Hartford, Safeco Insurance, Progressive, and American Strategic Insurance. Don’t worry, we’ve got you covered.