Thanksgiving is not only one of the most popular holidays in the U.S. but also one of the most dangerous in terms of the large looming threats of tragic accidents. In 2012, there were 764 fatal car crashes and nearly 50,000 non-fatal ones on Thanksgiving Day, as reported by the National Highway Traffic Safety Administration...

Every year, at least one out of 20 insured homes in the U.S. files a claim for damages to their house property, as reported by the Insurance Information Institute. Once you file a claim, your insurance rate may increase by up to 40%, depending on the type and size of claim you make, and in...

According to the National Association of Insurance Commissioners (NAIC), the average annual homeowners insurance rate in the U.S. is around $1,200. However, the actual rate varies across the country depending on named perils. For example, data from the Insurance Information Institute (III) shows that the average annual homeowners premium in Texas is $1,893 every year,...

According to a recent study done by the Insurance Information Institute, when it comes to homeowners insurance claims in the U.S., weather-related and non-weather related water damage takes up the first and second positions, respectively. The study found that between 2014 and 2018, 2.3% and 2.1% of insured households filed a claim for weather-related and...

Lowering home insurance costs is something every homeowner going through financial uncertainty should consider. By following these tips, homeowners insurance cost-cutting will be clear and simple. Insuring Your Possessions Your home insurance plan should protect all your valuable belongings in the event of theft or natural disaster. Check the attic for stored items of value...

As fall and winter approach, it’s beneficial for homeowners to prepare for bad weather. Keeping a dry, safe roof over your head should always be a top priority. Here are essential homeowner tips to guard against fall and winter property damage. Winter Supplies One of the most important steps you can take to prepare for...

Saving energy should be on every homeowner’s mind. You can cut down energy costs as well as insurance premiums if you make sure your heating and air system stays in good condition. One of your homeowner goals should be to maintain a home that’s safe from environmental degradation. Here are tips on preparing your home...

Are you planning to sell your home? The first step in selling a home is listing it on popular sites. However, before listing your home, you need to make sure that it’s in a good and ready-to-sell condition. What Should You Do Before Listing Your House?  Here is what you need to do before putting...

If you own a home, it is important to maintain your home and keep it in good enough condition. Homeowners sometimes neglect basic repair and maintenance tasks, which can lead to expensive repairs. Even if you have homeowners insurance, it’s important to identify and fix the damages on time to avoid costly homeowner mistakes. Here are...

Your home is where you spend most of your time, so keeping it in good condition is important. One of the cost-effective ways to keep your home looking good is by painting it. However, you may not know how often you should repaint your house.  Here are some signs that indicate you need to paint your...