How to protect your home during a thunderstorm. As spring approaches and temperatures begin to rise, so does your risk for thunderstorms.  Unfortunately, a major thunderstorm can cause significant damage to your home and property.  To minimize your losses, take these steps to protect your home during a thunderstorm. Trim Trees If you have trees...

What is internal damage, and is it protected by your home insurance? When you think about the coverage offered by your homeowners insurance in Carrollton, Texas, you probably imagine it protecting against sudden, unavoidable emergencies like storms and fires.  However, many homeowners wonder if their policy will cover the damage that occurs inside the home...

If you own a home, then you need to secure this specialty insurance. While standard homeowners insurance in Carrollton, Texas, is designed to protect against a broad spectrum of risks, certain threats are excluded from coverage.  Most notably, home insurance policies will not cover damages related to floods.  To protect yourself against this risk, you...

Three ways that bad weather can damage your home. Regardless of where you live, all homeowners face the threat of bad weather.  Whether it be blistering hot summers or icy cold winters, exposure to these conditions can take a toll on your home.  To stave off the worst of weather-related damage, look out for these...

Watch out for these expensive homeowners insurance claims. Every time you file a home insurance claim, your premiums will go up.  However, certain claims will result in higher increases than others. But which claim events are the most costly?  Watch out for these expensive homeowners insurance claims. How do claims affect home insurance rates? If...

Learn about the factors that can increase your home insurance premiums. Now that the new year is officially underway, you may be approaching the renewal period for your homeowners insurance.  During this period, your insurer will provide you a summary of your coverage and inform you of any premium changes.  If your rates have gone...

Know which household items are targeted by burglars. If you own a home, then it’s important to understand that your risk for a break-in increases during the month of December.  This is because burglars strike when homeowners leave their homes to travel during the holidays.  Fortunately, there are several steps that you can take to...

Be wary of these common home insurance claim events this holiday season. With the holidays right around the corner, the last thing you want to deal with is a time-consuming home insurance claim.  Unfortunately for homeowners, the risk for certain perils increases during this time of year.  Watch out for these common home insurance claim...

What you need to know about home inventories. When you secure homeowners insurance in Carrollton, Texas, your agent will advise you to keep a home inventory.  However, this task is time-consuming and tedious, leaving many homeowners to wonder how important it is in reality?  Here’s why homeowners are encouraged to create and update their home...

Many homeowners forget about these important responsibilities. As a homeowner, it seems like there’s always some little repair or maintenance task that you need to take care of.  With all this responsibility on your plate, it can be difficult to keep track of everything you need to do.  However, there are certain, oft-overlooked tasks that...