Why you need renters insurance. When you rent a living space, you are not responsible for the physical structure of the home or apartment.  However, this does not mean you can forgo coverage completely.  As a renter, you are still responsible for your belongings and personal liability risks.  Additionally, you will be responsible for covering...

What you can do to lower your homeowners insurance rates. Like many other homeowners, the last thing that you want to do is pay more for your homeowners insurance in Carrollton, Texas than you have to.  Fortunately, there are steps that you can take to reduce your home insurance costs.  Here are some of the...

Is your home policy providing enough personal liability protection? As a homeowner, one of the most serious threats that you face is the risk of a personal liability claim.  While your homeowners insurance in Carrollton, Texas offers some liability coverage to protect your assets, this coverage may not be enough.  Here’s what you should know...

Find out when it’s time for a roof replacement. Your roof works hard to keep you, your loved ones, and the rest of your home safe.  This is why you should do everything in your power to make sure that your roof is strong and able to stand up to the elements.  If you want...

Which disasters are covered by my homeowners insurance? While you know that your homeowners insurance in Carrolton, Texas offers you a wide array of coverages, you might be curious to learn about the specifics of your policy.  For instance, you might be curious to learn which natural disasters your home is covered against.  For clarification,...

Try out these suggestions to prevent external wear and tear to your home. During the winter months, exposure to more extreme weather conditions can begin to take a toll on your home.  Not only will peeling paint and broken roof shingles make your property look run down and neglected, but these issues can also pave...

We wish you a happy and safe holiday season. With the holidays nearly upon us, we at Mike Leonard Insurance Agency would like to take this opportunity to wish you and your loved ones a very happy, healthy, and safe holiday season. As a premier insurance provider, we understand that the holidays introduce certain risks....

Watch out for these two major home fire risks this holiday season.  The holidays are all about family, fun, and togetherness; the last thing that you want is a devastating house fire ruining the holiday spirit.  Unfortunately, your home’s fire risk is elevated during the holidays.  To ensure that you protect your home and loved...

Take these precautions to protect yourself as you shop online. This holiday season, you are sure to do some of your shopping online.  However, during this time of year, cyber criminals get more aggressive in their attempts to steal financial and other forms of personal information.  This is why it’s so important to take some...

Does your home insurance policy offer you enough personal liability coverage? Standard homeowners insurance in North Texas can be broken down into four major coverages: property, personal property, loss of use, and personal liability.  The personal liability portion of your policy is what will offer coverage in the event that you are deemed responsible for...