As the spring weather comes our way, you might be wondering if you have enough homeowners insurance in Frisco, TX for pools.
The weather’s heating up in North Texas, and that’s great news if you own a pool! You’re probably getting excited for lazy days spent relaxing by the water and fun festivities held poolside. All that anticipation might not leave a lot of room for thinking about the less exciting logistics of pool ownership, but it’s important you know a little bit about the coverage you get from your homeowners insurance in Frisco, TX for pools.
Liability Coverage:
Your home policy offers you liability coverage. This protection steps in if, say, someone gets injured at your home and you need to pay for medical expenses or even a lawsuit. If you own a pool, the odds of an injury at your house are higher than they are for a non-pool owner. Talk to your agent to make sure you have enough liability coverage to protect you in the event of a slip by the pool or another water-related incident.
Property Coverage:
If you installed your pool after moving in, you know it costs a pretty penny. Even if you purchased your home with the pool already set up, you’ve invested a lot in keeping it up. Don’t let that investment go to waste! Talk to your agent to make sure you have enough property coverage to help repair your pool should something happen to it. That way, if your neighbors tree crashes into your pool you won’t be on the hook for paying for repairs – or having to chase your neighbor down for the money.
If you’re not sure if you have enough homeowners insurance in Frisco, TX for pools, contact Mike Leonard Insurance Agency in North Texas. We can assess your policy and check with our carriers Kemper, MetLife, Travelers, The Hartford, Safeco Insurance, Progressive, and American Strategic Insurance to make sure you and your pool are protected.