Your home is usually the biggest investment that you have. To protect your investment, having reliable homeowner’s insurance is essential to your financial well-being.
When you combine the diversity in size and geography of Texas with the variable climate of the state, it presents a challenge for insurance policy holders and insurers alike – the affordability and availability of homeowner’s insurance can vary dramatically from the piney woods of the east to the panhandle to the Gulf coast.
The Texas Department of Insurance (TDI) regulates the insurance industry in Texas. This state agency has regulations that govern the homeowner’s insurance market through:
The Texas Department of Insurance’s goal is to regulate the industry diligently and fairly, while promoting a competitive and stable marketplace that ensures that homeowners have access to a wide range of insurance choices at fair prices. They maintain a website with information about shopping for homeowner’s insurance.
For more information about how the Texas Department of Insurance’s regulations benefit homeowners, or for any insurance-related question, contact the Mike Leonard Insurance Agency.