A Rock Hit Your Windshield. Now What?

Here’s what you should do if a rock hits your windshield.

You do your best to avoid issues out on the road. You leave plenty of following room, avoid driving distractions, and obey traffic laws. Unfortunately, even with all of those steps towards safety in place, there are some things you just can’t avoid. A rock in your windshield is one of them. If a rock hit your windshield, these should be your next steps.

  1. Assess the situation. Can you still drive? While you definitely shouldn’t drive for long with a huge crack in your windshield, if it’s not blocking visibility it’s still safe to get your car to a body shop.
  2. Figure out what you need. As you’d probably expect, repairing the crack in your windshield is a lot more affordable than getting the whole thing replaced. A qualified windshield specialist can help you decide what you need.
  3. Find out who will pay for it. The good news? Even if you do need to replace your windshield, you might not be on the hook for the expense. If you have comprehensive coverage, your insurer will probably pick up the tab. (Comprehensive coverage steps in for non-collision related car repairs, including cracked windshields.) You just need to be ready to pay your deductible.
  4. Obey the law. Keep in mind that the California Vehicle Code (CVC) Section 26710 says that it’s not legal to drive if your vision is impaired by your windshield crack. If you can’t clearly see because of the rock that hit your windshield, get it fixed before you head back out on the road!

Do you have the right car insurance in Frisco, TX to cover a cracked windshield? Find out by contacting Mike Leonard Insurance Agency in North Texas. If your coverage is insufficient, we can set you up with a great policy from one of our carriers: Kemper, MetLife, Travelers, The Hartford, Safeco Insurance, Progressive, and American Strategic Insurance.