Whether you’re single and dreaming of traveling through your twenties, or a young adult trying to grow your family, chances are you’re not eager to purchase a bunch of insurance plans. After all, you want to build wealth from your limited income. However, insurance is...
If you’re moving home, then you’ll probably agree that making that final decision on just one property can be more difficult than it seems. After all, you probably have so much to consider already when it comes to finding your dream home, and chances are you probably...
According to the United States Department of Treasury's Federal Insurance Office, the average American household spends around two percent of its annual income on personal automobile insurance. However, auto insurance companies typically raise and lower premiums based...
With car crashes being the leading cause of death for Americans 34 years and younger, the federal government requires every U.S. car owner to have auto insurance, except in Virginia and New Hampshire states. Every year, car owners in the U.S. make thousands of auto...
A recent Morbidity and Mortality Report from the Centers for Disease Control and Prevention (CDC) shows that COVID-19-related measures such as the stay-at-home order and social distancing are taking a toll on the mental health of many Americans. It also means that...
Package theft is a significant problem in America. According to a report by C+R Research, 36% of Americans have lost a package at least once. With 92% of Americans expecting to receive a package during the holiday season, it is essential to take some precautions to...
American roads and highways can be a dangerous place, especially when drivers resort to aggressive and risky driving maneuvers with little or no consideration for other motorists and pedestrians. In fact, in 2019 alone, car crashes in the U.S. caused around 39,000...
Thanksgiving is not only one of the most popular holidays in the U.S. but also one of the most dangerous in terms of the large looming threats of tragic accidents. In 2012, there were 764 fatal car crashes and nearly 50,000 non-fatal ones on Thanksgiving Day, as...
Every year, at least one out of 20 insured homes in the U.S. files a claim for damages to their house property, as reported by the Insurance Information Institute. Once you file a claim, your insurance rate may increase by up to 40%, depending on the type and size of...
According to the National Association of Insurance Commissioners (NAIC), the average annual homeowners insurance rate in the U.S. is around $1,200. However, the actual rate varies across the country depending on named perils. For example, data from the Insurance...