Do You Have The Homeowners Insurance You Need? While many of your New Year’s Resolutions might look like they will put a dent in your pocketbook (when did gym memberships get so pricey?), there is one action item you should resolve to do annually that may help pad your pockets. Connect with your insurance agent...

While gathering at your home surrounded by all of your friends and family to celebrate the arrival of the holiday season sounds lovely, homeowners liability could leave unpleasant consequences if you do not plan accordingly. There are a variety of liability risks you are faced with when you host a holiday party at your home...

Homeowners obtain homeowners’ insurance upon the purchase of their home. However, with so many important planning measures on your mind, chances are, you didn’t thoroughly examine the coverage options of your homeowners’ insurance policies. In being a responsible homeowner, you must understand exactly what your home is protected from and what it’s most vulnerable from....

Many homeowners don’t realize how common liability claims are. Whether you have avoided liability claims out of pure luck or because you have sound preventative measures in place, it’s important that homeowners have an insurance policy in place that limits those liability risks! There are a variety of common claims that you can actually avoid...

While everyone tells you that obtaining homeowners’ insurance is the most vital part of homeownership, there are a variety of other responsibilities you take on. Many homeowners fail to acknowledge their role in the homeowners’ insurance realm, leaving them clueless to what exactly is covered. If someone were to break into your home and take...

Many homeowners wrongly assume that they receive adequate protection under their standard homeowners’ insurance policy. Contrary to popular belief, your homeowners’ insurance policy will only provide you with limited protection. Many homeowners fail to take advantage of home insurance riders, which act as additional protection to your standard home insurance policy. Gathered is a list...

All homeowners should have a personalized homeowners’ insurance policy based on their unique needs. Many homeowners simply opt for the standard homeowners’ insurance policy without considering their unique circumstances. There are a variety of facts about homeowners’ insurance that the typical homeowner is unaware of. Do you know all that needs to be learned about...

As you plan your next big house party, there are a variety of decisions you must make. As you pick up the perfect cocktail ingredients and hors d’oeuvres, you must remember to consider the liability implications of your party. If you will be serving alcohol at your party, you may be held liable. It is...

Rising heat calls for an increase in pest presence. Different pests post different risks; stinkbugs are merely gross, whereas wasps and roaches pose health risks and carpenter ants and termites leave you will thousands of dollars’ worth of damages. Typical homeowners spend around $8,600 for repair and prevention for termite infestation. Preventative measures and early action...

Your dog may be docile and friendly when around familiar guests, however, they may act out if they feel frightened or threatened. Some docile dogs will bite an unfamiliar guest when defending their owner, food, or puppies. You may think dog bites are uncommon, yet they account for more than one-third of all homeowners’ insurance...