Unfortunately, poor weather conditions can increase your chances of getting into an accident this winter. While your auto insurance in Carrollton, Texas probably provides coverage for damages caused by a collision, this isn’t the only coverage you’ll need this winter. Before you hit the road, consider updating your policy to include these coverages.
Emergency Roadside Assistance
Winter weather conditions increase your chances of getting stranded by the side of the road. For instance, snow and ice can make it easy for cars to skid off the road and cold temperatures can completely drain your battery. To mitigate these risks, you should consider adding roadside assistance to your insurance policy. This will provide coverage for tow trucks, roadside repairs, and can even get you help if you lock yourself out of your vehicle.
Rental Car Coverage
Winter can be brutal on your car and it’s very possible that you’ll need to take it in to get repairs. However, it’s important that you have access to a vehicle even when your car is out of commission. That’s why you should consider adding rental car coverage to your policy this winter. Generally, this type of coverage allows you to rent a car while your vehicle is getting repairs or is otherwise unavailable due to an accident.
Medical Payments Coverage
Finally, one of the most important coverages you should consider this winter is medical payments coverage. With an estimated 76,000 people injured due to weather related driving accidents, it’s important that you have the necessary coverage to keep yourself and your passengers safe. This type of coverage pays for medical costs that you and your passengers might incur as the result of an accident. This coverage is particularly helpful for individuals with limited health insurance because, in some cases, it can help cover your health plan’s deductible.
This winter, make sure you have all the protection you need to keep you safe on the road. Talk to your agent and ask about adding these coverages to your policy today. To get the best auto insurance, trust the experts at Mike Leonard Insurance Agency in North Texas. Our dedicated team is ready to find you the right coverage from one of our many carriers including: Kemper, MetLife, Travelers, The Hartford, Safeco Insurance, Progressive, and American Strategic Insurance. Contact us to get covered today.