As you start to shop for homeowners insurance in Frisco, it’s important to ask all the right questions. You need to verify that the policy you choose meets all your needs. Ask your insurance agent these questions before you purchase your policy so that you get the right coverage for your lifestyle.
What doesn’t this policy cover?
While you may think that your insurance policy covers you for any disaster that hits your home, that’s not the case. There are several instances that aren’t covered under your policy. Ask to see a list of covered perils so that you can purchase supplemental insurance for non-covered perils.
How much will it cost to rebuild my home?
Your policy should give you enough to coverage to rebuild your home. Check to verify that your policy has a high enough limit or even slightly exceeds projected rebuilding costs. Additionally, don’t confuse the rebuilding cost with the purchase price. They pertain to different aspects of your home.
How do you handle claims?
Filing a claim is stressful. If you ever have to file a claim, you want to know that the process is as easy as possible. Ask your agent how the agency handles such claims. Find out how long it takes to process, whether they’re open 24/7, and how payments are given? You want to rest easy knowing that your insurance has you covered.
Are there any discounts?
Sometimes your agent can help to find you discounts. Before you commit to a policy, ask about whether or not you qualify for any discounts.
Before you commit to homeowners insurance in Frisco, TX, ask all the right questions. Contact Mike Leonard Insurance Agency in North Texas. We’ll work to get you the right coverage from our carriers Kemper, MetLife, Travelers, The Hartford, Safeco Insurance, Progressive, and American Strategic Insurance so you can rest easy with great protection.