What You Need to Know About Disaster Coverage and Your Homeowners Insurance in Carrollton

Find out how your homeowners insurance in Carrollton protects you from these disasters.

When it comes to your home, it’s important that you invest in the right protection. Homeowners insurance in Carrollton is a must when it comes to protecting your home. However, it’s important to remember that your insurance has its limits. While your policy covers most threats to your home, it doesn’t protect you for all of them. Be aware of how your homeowners insurance policy gives you coverage, and check out these disasters that are covered under your policy.

House Fires.

Most homeowners insurance policies give you coverage for house fires. From helping to rebuild the structure of your home to replacing personal possessions, you’re covered.


Burglary is a common occurrence. Despite your best efforts, sometimes your home is still vulnerable. Your homeowners insurance helps to give you the coverage that you need to replace lost items in the event of a break in.


From civil unrest to neighborhood hoodlums, your home is protected from damage due to vandalism.

Non-Covered Perils.

When it comes to your homeowners insurance, keep in mind that many disasters aren’t covered under your basic policy. Things like flooding, wildfires, and sewage back-ups require additional coverage. Find out which disasters aren’t covered under your policy so that you can get the supplemental coverage that you need to stay protected. Additionally, consider your policy’s coverage limits. You may want to increase your limits for the coverage that best fits your lifestyle.

Protect your home from disaster with the right homeowners insurance in Carrollton. Find out which perils are covered under your policy so that you can supplement your coverage with the necessary add-ons. Contact Mike Leonard Insurance Agency in North Texas. We’ll work to get you the right coverage from one of our carriers Kemper, MetLife, Travelers, The Hartford, Safeco Insurance, Progressive, and American Strategic Insurance so you can rest easy with excellent protection.