If you want to save on your car insurance in Frisco, TX, move from high-risk to standard coverage.
High-risk auto insurance. It doesn’t sound good – and it isn’t, if you want to keep more of your hard-earned money in your pocket. When your insurer decides how much you’re going to pay for car insurance in Frisco, TX, they’ll look at your driving history. If they see you as a risky driver, they’ll ask you to pay more – if they’re willing to insure you at all.
How did you become a high-right driver in the first place? There could be a variety of factors, from a history of accidents and serious traffic violations to a poor credit score to the flashy, pricey sports car you just purchased.
The good news is you don’t have to be saddled with high-risk, high-cost car insurance for life. Here are a few options to help you move back into standard coverage:
- Take a defensive driving course. If your history on the road is making you high-risk, prove that you can be a safe driver by taking a defensive driving course. This course can help you get a discount on your auto insurance rate.
- Trade in your car. If you’re cruising in a high-end luxury car stocked with expensive parts, your insurer isn’t going to be too pleased if you get into an accident. Consider driving a less risky car, or hunt for an insurer who specializes in insuring rides like yours.
- Work on your credit score. Beyond proving that you’re responsible on the road, you need to show your insurer you’re financially responsible.
- Drive safely. A few years of driving accident- and ticket-free can help you score serious savings.
Do you want to work with an insurance agency who can help you pinpoint and work around your high-risk factors? Contact Mike Leonard Insurance Agency in North Texas. We can shop policies from our carriers Kemper, MetLife, Travelers, The Hartford, Safeco Insurance, Progressive, and American Strategic Insurance to find you better protection at a better price. If you want help getting standard, more affordable car insurance in Frisco, TX, call us today!