If you have recently experienced a car accident, you may be unsure about what you need to do to file your insurance claim. While the process can be intimidating, once you have done it, you will find that it is not too terribly complex.
In the past few years, insurance companies have tried to simplify the process, allowing clients to file claims online or over the phone. Always contact your agent first before filing your claim. His or hers years of experience may save you $100’s of dollars in premium increase by avoiding an inappropriate claims filing. Be sure to call as soon as you can after the accident. Putting off this important step could jeopardize the prompt payment of your claim. Have the following information available to make the process go more smoothly.
Your insurance company may ask for other information, but simply answer the questions to the best of your ability. After you have filed your claim, follow the instructions given by your insurance provider. You may need to meet with an insurance adjuster to evaluate your damages, or you may need to get a few estimates from different car repair shops. Some companies may have particular shops that they want you to use. Follow your insurance company’s instructions exactly to make sure that your repairs will be fully covered by the company.
Don’t be surprised if you get a call from the other person’s insurance. They may want to hear your account of the wreck, or they may just want to verify your insurance information.
For more information about home insurance or auto insurance, contact Mike Leonard Insurance Agency located in Carrollton, Texas. Call today and get a quote!