Do You Need Liability Coverage with your Auto Insurance in Coppell, TX?

Let’s take a brief look at your auto insurance in Coppell, TX and why it needs liability coverage.

As a driver out on the road, you’ve implicitly accepted a social agreement. By getting behind the wheel, you agree to abide by the rules of the road. That means staying in your own lane, stopping at red lights, yielding for pedestrians, and doing your best to avoid causing damage to other vehicles.

Unfortunately, sometimes accidents happen. If you find yourself facing a situation in which you damaged another person’s car or caused injuries to that person him or herself, you’ll want to take financial responsibility. You can, if you have liability coverage with your auto insurance in Coppell, TX.

Liability coverage is designed to step in when you cause damage or injury. It’s actually legally required in order to drive in Texas, because with liability coverage other drivers on the road can rest easy knowing that if you get into an accident with them you can cover the cost.

Auto liability insurance will pay for the damages you cause to another person’s vehicle or other personal property (e.g. you run into a fence, knocking it over) – known as property damage liability – and any injuries for which you’re responsible – known as bodily injury liability. The amount of coverage you’ll be offered will depend on your policy limits, so it’s important you make sure you carry a sufficient amount of liability coverage.

Do you have the liability coverage you need to be legally compliant and responsible out on the road? To make sure your auto insurance in Coppell, TX is able to protect you, contact Mike Leonard Insurance Agency. We’ll get you the right policy from one of our carriers (Kemper, MetLife, Travelers, The Hartford, Safeco Insurance, Progressive, or American Strategic Insurance) so you can drive safely through North Texas and beyond.