Learn how supplemental home insurance can give you the coverage that you need.
When it comes to your homeowners insurance, you assume that you’re covered for any disaster that comes your way. However, it’s often not the case. When looking for a home insurance policy, it’s important to review the fine print. Your policy will outline which disasters are covered and which disasters aren’t. However, you do have the option of investing in supplemental home insurance. This type of coverage will help to give you the extra coverage that you need to keep your home safe from harm. Check out what you need to know about supplemental home insurance policies and learn how these types of coverages can protect you.
Valuable Item Coverage:
Your personal possessions don’t just have sentimental meaning. Sometimes you have pricey items that need coverage should the every be damaged or stolen. While your homeowners insurance gives you some coverage for your personal property, it’s often not enough to cover your valuable items. That’s where valuable item coverage comes in. Rest assured that your most prized possessions are safe and secure with enough coverage. From jewelry to firearms to artwork, they need extra coverage.
Flood Coverage:
It’s a common natural disaster, yet your home insurance won’t give you any coverage for water damage in your home. Instead, you need a separate flood insurance policy for the right protection. It’s especially important if you live in a high-risk area for flooding. Invest in supplemental flood insurance to protect your home from a nasty disaster.
Umbrella Policy:
While your home insurance gives you a little bit of liability coverage, it’s not enough to help you in a bind. Upgrade your coverage and invest in an umbrella liability policy so that you get the coverage that you need. With up to a million dollars in coverage, you can rest easy knowing that you’re safe and secure.
Get the extra coverage that you need for your home with these supplemental home insurance policies. The professionals at Mike Leonard Insurance Agency in North Texas can help you find the right coverage for your home. We’ll work to get you the right coverage from one of our carriers Kemper, MetLife, Travelers, The Hartford, Safeco Insurance, Progressive, and American Strategic Insurance so you can rest easy with excellent protection. Contact us for more information.