Navigating a Career in Insurance After Layoff or Furlough: A Comprehensive Guide
Making a career change is always challenging, but it becomes especially urgent if you've been laid off or furloughed. The insurance industry can provide you with a stable, fulfilling new career pathway. In this article, we will guide you through the steps to explore...
4 Insurance Policies to Consider as a Young Adult
Whether you’re single and dreaming of traveling through your twenties, or a young adult trying to grow your family, chances are you’re not eager to purchase a bunch of insurance plans. After all, you want to build wealth from your limited income. However, insurance is...
Start Off Small, or Go Big? Here’s How to Decide Between a Starter Home and Your ‘This Is It’ Home
If you’re moving home, then you’ll probably agree that making that final decision on just one property can be more difficult than it seems. After all, you probably have so much to consider already when it comes to finding your dream home, and chances are you probably...
Here’s How You Can Lower Your Auto Insurance Premium
According to the United States Department of Treasury's Federal Insurance Office, the average American household spends around two percent of its annual income on personal automobile insurance. However, auto insurance companies typically raise and lower premiums based...
4 Things to Expect During a Car Insurance Claim
With car crashes being the leading cause of death for Americans 34 years and younger, the federal government requires every U.S. car owner to have auto insurance, except in Virginia and New Hampshire states. Every year, car owners in the U.S. make thousands of auto...
5 Tips to Manage Stress around the Holidays
A recent Morbidity and Mortality Report from the Centers for Disease Control and Prevention (CDC) shows that COVID-19-related measures such as the stay-at-home order and social distancing are taking a toll on the mental health of many Americans. It also means that...
How to Protect Your Gifts This Holiday Season
Package theft is a significant problem in America. According to a report by C+R Research, 36% of Americans have lost a package at least once. With 92% of Americans expecting to receive a package during the holiday season, it is essential to take some precautions to...
Defensive Driving Tips to Be Safe on the Road
American roads and highways can be a dangerous place, especially when drivers resort to aggressive and risky driving maneuvers with little or no consideration for other motorists and pedestrians. In fact, in 2019 alone, car crashes in the U.S. caused around 39,000...
4 Tips for Homeowners Safety While Celebrating Thanksgiving
Thanksgiving is not only one of the most popular holidays in the U.S. but also one of the most dangerous in terms of the large looming threats of tragic accidents. In 2012, there were 764 fatal car crashes and nearly 50,000 non-fatal ones on Thanksgiving Day, as...
Will My Homeowners Insurance Rate Rise After a Claim?
Every year, at least one out of 20 insured homes in the U.S. files a claim for damages to their house property, as reported by the Insurance Information Institute. Once you file a claim, your insurance rate may increase by up to 40%, depending on the type and size of...
Factors That Determine Your Homeowners Insurance Rate
According to the National Association of Insurance Commissioners (NAIC), the average annual homeowners insurance rate in the U.S. is around $1,200. However, the actual rate varies across the country depending on named perils. For example, data from the Insurance...
4 Common Reasons Why Auto Insurance Premiums Rise
Typically, when auto insurance companies suffer consistent losses due to an increase in auto insurance claims, they adjust their auto insurance premiums upwards to return to profitability. From an increase in distracted-driving car crashes to record-breaking natural...
3 Common Renters Insurance Questions
If you have decided to be a renter, you should invest in renters insurance, especially if you own expensive personal belongings or regularly entertain guests. To give you some insight into renters insurance, here are three common renters insurance questions and their...
How Does a Homeowners Insurance Policy Cover Water Damage?
According to a recent study done by the Insurance Information Institute, when it comes to homeowners insurance claims in the U.S., weather-related and non-weather related water damage takes up the first and second positions, respectively. The study found that between...
4 Tips to Make Your Teen a Safer Driver
According to the Insurance Institute for Highway Safety, teen drivers are the most dangerous drivers on American roads due to inexperience. Fortunately, you can take measures to make your child a better driver. Here are four tips to make your teen a safer driver. Tip...
How You Can Save Money Around the House This Fall
This fall, you may want to save money at home as much as possible. As long as you have sufficient insurance, you can work on cutting other costs, such as energy bills. Here are some helpful money-saving tips. Invest in a Smart Thermostat You can save money at home by...
Tips to Lower the Cost of Your Homeowners Insurance
Lowering home insurance costs is something every homeowner going through financial uncertainty should consider. By following these tips, homeowners insurance cost-cutting will be clear and simple. Insuring Your Possessions Your home insurance plan should protect all...
Home Maintenance Checklist to Reduce Fall and Winter Property Damage
As fall and winter approach, it's beneficial for homeowners to prepare for bad weather. Keeping a dry, safe roof over your head should always be a top priority. Here are essential homeowner tips to guard against fall and winter property damage. Winter Supplies One of...
7 Simple Tips to Warm Up Your Home
Saving energy should be on every homeowner's mind. You can cut down energy costs as well as insurance premiums if you make sure your heating and air system stays in good condition. One of your homeowner goals should be to maintain a home that's safe from environmental...
What Happens When You Are Late with Your Auto Insurance Payment?
It's important to pay your auto insurance on time to avoid troubling consequences. Sometimes bills become so stressful they stack up, and it's hard to pay them on time. Here's a look at what happens when your auto insurance payment is late. Late Auto Insurance Payment...