According to the National Association of Insurance Commissioners (NAIC), the average annual homeowners insurance rate in the U.S. is around $1,200. However, the actual rate varies across the country depending on named perils. For example, data from the Insurance...
Typically, when auto insurance companies suffer consistent losses due to an increase in auto insurance claims, they adjust their auto insurance premiums upwards to return to profitability. From an increase in distracted-driving car crashes to record-breaking natural...
If you have decided to be a renter, you should invest in renters insurance, especially if you own expensive personal belongings or regularly entertain guests. To give you some insight into renters insurance, here are three common renters insurance questions and their...
According to a recent study done by the Insurance Information Institute, when it comes to homeowners insurance claims in the U.S., weather-related and non-weather related water damage takes up the first and second positions, respectively. The study found that between...
According to the Insurance Institute for Highway Safety, teen drivers are the most dangerous drivers on American roads due to inexperience. Fortunately, you can take measures to make your child a better driver. Here are four tips to make your teen a safer driver. Tip...
This fall, you may want to save money at home as much as possible. As long as you have sufficient insurance, you can work on cutting other costs, such as energy bills. Here are some helpful money-saving tips. Invest in a Smart Thermostat You can save money at home by...
Lowering home insurance costs is something every homeowner going through financial uncertainty should consider. By following these tips, homeowners insurance cost-cutting will be clear and simple. Insuring Your Possessions Your home insurance plan should protect all...
As fall and winter approach, it's beneficial for homeowners to prepare for bad weather. Keeping a dry, safe roof over your head should always be a top priority. Here are essential homeowner tips to guard against fall and winter property damage. Winter Supplies One of...
Saving energy should be on every homeowner's mind. You can cut down energy costs as well as insurance premiums if you make sure your heating and air system stays in good condition. One of your homeowner goals should be to maintain a home that's safe from environmental...
It's important to pay your auto insurance on time to avoid troubling consequences. Sometimes bills become so stressful they stack up, and it's hard to pay them on time. Here's a look at what happens when your auto insurance payment is late. Late Auto Insurance Payment...