There are many times in your life that renters insurance may become absolutely essential. Renters insurance is one of the most affordable insurance packages that you can own, but it protects virtually all of your property from damage and theft.
If a disaster occurs or if someone breaks in and steals your possessions, renters insurance will be able to reimburse you for the replacement of those items. You should always have a comprehensive home inventory to submit to your insurance agency in the event of a loss.
Renters insurance can also help you in the event that someone breaks in and damages your property intentionally. This can happen surprisingly often, and is often someone that you know.
You may not be aware that renters insurance can also protect your property when you’re away from home, such as by protecting your laptop while you’re at a hotel on vacation. Renters insurance can even help you if someone else hurts themselves while they’re visiting at your place, and the liability protection attached to your policy can help you if you accidentally damage someone else’s property as well.
For more information about renters insurance and to get a quote contact the Mike Leonard Insurance Agency, an insurance expert serving the North Texas Metroplex area.