Your Guide To Covering Your Family’s Older Car
After years of reliable service, you have probably come to love your old car. Sure, it may not be glamorous but you know that it will be there when you need it. From the road trips it has taken you on to the reliability it has provided during your daily commutes, you have many fond memories in your older car. Consequently, it deserves to have the proper kind of insurance coverage. To help, here is a brief overview to insuring your older car.
- Medical Payments Coverage: Safety features have come a long way in recent years, so your vehicle may be lacking the safety features of the modern car. To help protect against that higher risk of injury, you may want to increase your medical payments coverage.
- Physical Damage Coverage: As your car gets older and tacks on more miles, it depreciates in value. Make sure that you are not paying for more physical damage coverage than your vehicle is worth. Review your insurance coverage annually to keep more money in your wallet.
- Liability Coverage: No matter the age of your car, carry as much liability coverage as you can afford. Your car’s age does not affect how much damage you might cause so it is important to protect yourself against the exposure to risk you face on the open road.
- Roadside Assistance: Although your car has served you well year after year, as it ages the odds of a breakdown increase. Carry emergency roadside assistance coverage to ensure you are not left stranded.
To work with a team of agents who will care as much about protecting your treasured ride as you do, contact Mike Leonard Agency. Serving Carrollton, North Texas, Coppell, and all of Texas, we are here to safeguard your older car against whatever lies on the road ahead.