Ways to Decrease Winter Insurance Worries

Living with winter insurance worries? Decrease them with this guide!

As the weather crisps and cools, some worries might be distilling in the back of your head. Last winter was harsh for many parts of the country – and for the homeowners who live there. Are you ready for another cold season?

Use these ways to decrease winter insurance worries so you can enjoy the coming season as stress-free as possible.

  • Avoid Ice Dams: When melted snow reaches the cold outer eaves of your home, there’s a possibility it will refreeze. If it does, it can build up and cause an ice dam. This creates a barrier, keeping snow and ice on your roof. As it melts, it can cause water damage. Worse yet, it can cause a roof collapse if it gets too heavy! Talk with your insurance agent to make sure your homeowners insurance coverage can protect you against ice dams, and keep your attic insulated and ventilated.
  • Protect Your House While You’re Away: If you’ll be hitting the road for the holidays, you need to make sure it can handle the winter while you’re away. Installing a smart thermostat, security system, and leak detection system can help you avoid issues while you’re away. Also, talk to your agent to make sure that any issues that do arise – from theft to a frozen pipe – are covered.
  • Minimize Liability Risks: The frozen walkways around your home present the risk that someone will slip and fall. Make sure you have enough liability coverage with your homeowners insurance to protect you should this lead to a lawsuit.

One of the best ways you can help yourself get peace of mind this winter is by contacting Mike Leonard Insurance Agency. We’ll use our relationships with our carriers Kemper, MetLife, Travelers, The Hartford, Safeco Insurance, Progressive, and American Strategic Insurance and our insider insight to serve you. Make it easier to stop living with winter insurance worries; call our Texas team today!