The Importance of Home Replacement Costs Coverage
Have you considered what would happen if you were to lose part or all of your home? Chances are, any repairs or rebuilds on your house will cost more than they originally cost. If you have an insurance policy written for specific amounts, you might be surprised to...
Hints on Shopiping for Car and House Insurance:
Traffic Violations: Surcharges for traffic violations go-back 3-5 years depending on the state in which you live. Traffic courts have a relatively unknown system where you can plead no contest in combination with deferred adjudication. The court will charge you a...
Surprise! Texas Makes #1 on this list…..
Number one on which list though? Click here to see!
Texting & Driving Days Could be Over Soon in Texas
Texas is looking at legislation that would make it illegal for a person to text and drive. While the majority of people already agree that it's a bad idea to text while you're driving, it's currently not illegal to do it. Cities like Amarillo have already banned...
An App for Driving?
Sending text messages while driving is a dangerous activity. Even when the purpose is telling others that it is not a good time to talk, the short message can lead to accidents that are sometimes fatal. By taking advantage of AT&T's new app for driving, it is...
Top 10 Deadliest Driving Distractions
Are you doing one of these right now?
Most Expensive U.S. States for Car Insurance
Paying for car insurance is an important part of protecting personal property and health. The problem is that certain states have a higher expense when it relates to monthly costs. The most expensive states for car insurance are important to identify when planning a...
Insurable Value vs. Market Value
Homeowners often reluctantly pay the premiums that accompany excellent insurance policies. Yet, we at Mike Leonard Insurance Agency encourage them to insure their homes for the maximum insurable value. When a catastrophe does strike and they run into our office...
Have The Right Amount Of Liability Coverage Limit Before The Switch
People shop for new insurance policies every day to search for the best rates while getting full protection. In this day and age where an accident can happen at any time and could cost you an extraordinary amount of money if you are not covered, having the right...
Captive or Independent? The Choice is Yours!
Insurance buyers may not be aware that insurance agencies come in two broad categories. They are either captive agencies or independent agencies. Where your insurance agent falls will have an effect on your insurance coverage and your premiums. Let’s take a quick...
Common Things Your Homeowners Insurance May Not Cover
Believe it or not, a homeowners insurance policy may not be all-inclusive. There are certain things that, although they pertain to your home or property, may not be covered by a standard homeowners insurance policy. For instance, outdoor recreational items like...
Are All of Your Valuables Covered?
It is easy to go years and years without an insurance review, even though our life situation may change and we accumulate more material goods. It is important however, to step back once in a while and reassess what we may be accumulating and check to make sure we are...
One Storm, Two Deductibles. How to Avoid Double Deductibles
Bad storms, like we've seen in recent news, can cause extensive damage not only to your home but to your auto as well. For instance, high winds can cause a tree to fall on both the house and any vehicles parked nearby. Or, rising flood waters can damage your home and...
Can You Improve Your Insurance Coverage by Switching Companies?
There is an old expression that the best time to get a raise is when you change jobs. Similarly, the best time to increase and improve coverage is when you change insurance companies. There are some good reasons for this. Rates may actually have gone down for some...
Installing Your Own Foundation Soaking System to Foil the Drought
The drought is causing foundation problems for many in our area, particularly for homes that were built on clay. The time to be proactive in helping to ease the stress on your foundation is now. Many people will simply water their foundations a few times a week. This...
Are Your Car or Truck Customizations Covered?
Many people like to put their own personal stamp on their cars and trucks. Some take little steps like putting family stick-figures on their rear window, others take bigger steps like customizing the sound system. Still others go full on in the process, buying custom...
Credit Cards and Rental Car Insurance. Are You Covered?
Will your credit card company pay for claims made in a rental car accident? Perhaps. It will depend on several factors that start with the credit card itself. Most credit cards offer free collision and theft coverage on rental cars. Visa offers it for all card holders...
Welcome to our Blog
Mike Leonard Insurance is happy to announce the launch of their new blog starting with this post! Check out our official website at https://mikeleonardagency.com for more details about our company. Also, Don't forget to sign-up for our monthly updates.